PURWANTO. OUTREACH, SOCIAL EFFICIENCY AND DIGITALIZATION TO IMPROVE THE ROLE OF ISLAMIC MICROFINANCE INSTITUTIONS IN INDONESIA. Journal of Islamic Management Studies, [S. l.], v. 9, n. 1, p. 47–62, 2026. Disponível em: https://publications.waim.org.my/index.php/jims/article/view/146. Acesso em: 20 feb. 2026.